Why do I need legal Expenses Insurance ? 

Have you ever been unhappy with work carried out on your boat ?

 

We all know that dealing with contractors can turn into a nightmare and your legal expense policy covers the legal cost of a dispute from:

 

Buying or selling your boat   

Servicing or repairing your boat

 

Example: You instruct a repairer to do work on your boat and they fail to satisfactorily carry out or conclude the contract.

Your ARAG Marine Essentials Legal Expenses will cover the cost of specialist marine lawyers providing you with help and advice and ultimately, legal representation to achieve the very best outcome to the dispute.

Boat

There is nothing more frustrating than someone else damaging your boat. Your legal expenses policy covers the legal cost of a dispute relating to damage of your boat.

 

Example: Someone in the marina hits your boat when mooring. The damage is not extensive but they refuse to pay for the damage and they don’t have insurance or refuse to make a claim on their insurance. The cost of the damage is below your own boat insurance excess so you end up having to pay for the repair out of your own pocket. You want to recover that from the other boat owner.

Your ARAG Marine Essentials Legal Expenses will cover the cost of specialist marine lawyers providing you with help and advice and ultimately, legal representation to achieve the very best outcome to the dispute.

Have you ever had someone cause damage to your boat,

it's not covered by insurance and you can't recover the cost of the damage ?

Conversation in Court

Dealing with some marinas can be a difficult experience, despite having written contracts in place, they can run roughshod over any agreement.  Your legal expenses policy covers the legal cost of marina and berthing disputes.

 

Example: You have a jetty at your mooring that is the responsibility of the marina, they fail to keep it in good repair, despite your requests no repairs are carried out which breaches the contractual agreement with the marina.

Your ARAG Marine Essentials Legal Expenses will cover the cost of specialist marine lawyers providing you with help and advice and ultimately, legal representation to achieve the very best outcome to the dispute.

 Have you ever had a dispute with marina or where you berth?

Aerial Photo of a Marina

Have you ever been injured whilst onboard ?

Physical Therapist

$75

Cover for only 

a year 

Having an accident whilst on board can result in physical and mental long term medical complications and outcomes which may result on many years of treatment and loss of income. Your legal expenses policy covers the legal cost of pursuing compensation for physical personal injury or death.

 

Example:  Through no fault of your own your boat is hit, a member of the crew is badly injured and requires extensive medical treatment and ultimately long term care. The other boat or their insurers refuse to accept liability.

Your ARAG Marine Essentials Legal Expenses will cover the cost of specialist marine lawyers providing you with help and advice and ultimately, legal representation to achieve the very best outcome to the claim for compensation.